Prathna Gupta

Financial Analyst | Budgeting, Forecasting, Financial Modeling | Power BI, SQL, Anaplan | MBA | MS Data Science

Role
Financial Analyst at Capital One
Location
Jersey City, NJ, US
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Prathna Gupta

I’m a results-driven Financial Analyst with 3+ years of experience delivering actionable insights through advanced financial modeling, budgeting, forecasting, and data visualization. My background spans high-impact roles in financial services and banking, including Capital One and Mphasis, where I led initiatives that improved forecast accuracy by 18% and reduced costs by over $1.5M annually.I combine strong business acumen with technical skills in tools like SQL, Excel (Advanced), Power BI, Tableau, Anaplan, and Python to automate reporting and create data-driven strategies. I’ve supported board-level reporting, M&A financial due diligence, KPI dashboarding, and cross-functional collaboration with operations, sales, audit, and compliance teams.Currently pursuing an MS in Data Science (May 2025) and holding an MBA in Finance, I bring a unique blend of analytical rigor and business insight. I’m passionate about leveraging data to drive smarter financial decisions and thrive in fast-paced environments where continuous improvement is key.Let’s connect if you’re looking for someone who can bridge finance and data to accelerate strategic impact.

Experience

  1. Financial Analyst

    Capital One

    May 2023 — Present · US

    Led budgeting and financial forecasting for a $200M business unit, improving forecast accuracy by 18% through refined modeling and cross-functional collaboration. • Designed advanced Excel and Anaplan-based models for P&L forecasting, capex planning, and scenario analysis to support quarterly business reviews. • Developed monthly dashboards using Power BI and Tableau, tracking KPIs including gross margin, EBITDA, and net profit, enabling quicker executive decisions. • Coordinated with accounting teams to ensure accurate month-end close and adherence to GAAP and SOX compliance. • Conducted in-depth variance analysis (actual vs. forecast vs. prior period), delivering actionable insights that improved cost controls by 12%. • Supported strategic investment analysis for M&A opportunities, including DCF modeling, IRR/NPV calculations, and due diligence support. • Collaborated with the operations and sales teams to monitor and optimize working capital and liquidity planning. • Automated recurring reporting using SQL and Excel macros, reducing manual work by 30% and improving report turnaround time. • Provided executive-level presentations and supported board reporting with data-driven insights and visualizations. • Acted as a liaison between finance, audit, IT, and compliance teams to standardize financial processes across departments. • Trained and mentored 2 junior analysts in forecasting methodologies, Excel automation, and financial reporting best practices. • Identified opportunities to cut operational expenses by $1.5M annually through cost-benefit analysis and vendor renegotiation.

Education

  • New Jersey City University

    BS-Management, Business Administration and Management

    2020 — 2022

  • Gujarat University

    Bachelor of Commerce - BCom, Advanced Accounting and Auditing

  • University of the Cumberlands

    Master of Science - MS, Data Science

  • New Jersey City University

    Master of Business Administration - MBA, Finance

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Prathna Gupta — Financial Analyst at Capital One in Jersey City, NJ, US | Unifers