Prathamesh Deshmukh

Manager - Credit Card Risk Analytics @Kotak Mahindra Bank

Mumbai, MH, IN
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WORK HISTORY

May 2025 — Present

Manager - Credit Card Risk Analytics @Kotak Mahindra Bank

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Mumbai, IN

Joined the Risk & Policy team to automate reports, MIS, dashboards, and presentations for Credit Cards product using SQL for data querying, validation, and trend analysis. • Delivering ad hoc business insights via SQL to support agile decision-making. • Developing and automating risk reports and dashboards with SAS Viya across Credit Cards offerings, and designing interactive portfolio visualizations for senior management with Power BI. • Managing extensive datasets on AWS S3 and leveraging Amazon Redshift Query Editor for portfolio monitoring, risk assessment, and MIS/delinquency dashboards. • Analyzing product performance across delinquency buckets and engineering new features and variables using SQL and SAS for precise reporting. • Conducting thorough data validation with Advanced Excel and preparing decks with strategic insights to drive informed decisions and improve operational efficiency.

EDUCATION

2016 — 2020

Government College of Engineering, Amravati.

Bachelor of Technology - BTech, Instrumentation Engineering

N/A

Indira Institute of Management, Pune (MBA)

Master of Business Administration - MBA, Finance, General

ABOUT PRATHAMESH DESHMUKH

Risk Analytics professional with 3+ years of experience across credit card risk…

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Prathamesh Deshmukh — Manager - Credit Card Risk Analytics at Kotak Mahindra Bank in Mumbai, MH, IN | Unifers