Prateek Parwal
Credit Manager, Corporate Lending | MBA Professional
- Role
- Credit Manager at ICICI Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Prateek Parwal
Results-driven MBA professional with over 6 years of experience in finance, operations, sales across banking, U.S. mortgage, and real estate Industry. Skilled in credit management, risk assessment, financial analysis, portfolio management, and driving property sales through client acquisition and relationship management. Adept at solving complex problems in high-pressure environments, with strengths in negotiation, adaptability, and consistently exceeding client and business expectations.
Experience
Credit Manager
Oct 2022 — Present · Bengaluru, IN
Appraised and managed working capital loan proposals (fresh, enhancement, and renewal cases) through end-to-end credit application underwriting, including CAM preparation, customer and collateral visits, de-dupe checks, market feedback, financial and cash flow analysis, bureau review, and industry risk assessment.• Evaluated and managed credit exposure across working capital limits, term loans, and non-fund-based facilities, with ticket sizes ranging from ₹30 lakhs to ₹10 crores• Executed transaction-based renewals, handling over 500 cases annually, with ticket sizes from ₹10 lakhs to ₹10 crore, while ensuring 100% policy compliance.• Managed the end-to-end credit lifecycle from login to disbursement, achieving an average credit approval turnaround time of 5 to 7 working days.• Ensured timely insurance coverage, issuance of term sheets, and sanction letters, and adherence to internal credit and regulatory guidelines.• Prepared daily MIS and monthly portfolio reports, supporting senior management with actionable insights on disbursements, renewals, delinquencies, and exposure trends.• Served as Team Lead, assigning responsibilities, and mentoring a team of five members.
Education
Delhi University
Bachelor of Commerce, Business/Commerce, General
2014 — 2017
ICFAI Business School
Master of Business Administration - MBA, Finance and Marketing
2019 — 2021
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