Prateek Kumar

About Prateek Kumar

Retail Banking Analytics professional with demonstrated history of data driven strategy building across multipleConsumer MarketsKey competencies :1. Consumer lending products - Unsecured lending and Mortgage 2. Pricing - offer price optimization, financial modelling, portfolio repricing3. Contact Strategy- end to end campaign management including segmentation, channel selection, offer and frequency of contact 4. Cards transaction & origination Fraud Mitigation5. Credit card acquisition risk Management - underwriting, Line assignment, pre screening6. Financial evaluation - project/ product evaluation to obtain feasibility based on a ROI based framework7. Machine Learning and AI application on x-sell, next best offer, portfolio risk, retention framework, fraud scoring, segmentation8. Tech skills: SAS, Excel - vba, Python, R, Qliksense

Experience

1. Senior Vice President - Asset Analytics

   HSBC

   Mar 2025 — Present · Mumbai, IN

Education

• Institute of Management Technology, Ghaziabad

  Master of Business Administration - MBA, Finance

  2010 — 2012

• SRM IST Chennai

  Bachelor of Technology (B.Tech.), Electrical, Electronics and Communications Engineering

  2005 — 2009

Skills

• Project Management
• Risk Management
• Pricing Strategy
• Business Analysis
• Predictive Modeling
• Sas E-Miner
• Predictive Analytics
• Portfolio Management
• R
• Microsoft Excel
• Analytics
• Business Strategy
• Management
• Data Analysis
• Machine Learning
• Credit Cards
• Microsoft Powerpoint
• Microsoft Office
• Visual Basic for Applications (Vba)
• Mortgage Lending
• Marketing Analytics
• Sql
• Sas Programming
• Microsoft Word
• Customer Relationship Management (Crm)
• Sas Base