Pratap Kumar
Banking Professional with exp. of 16 yrs in Agri, Microfinance, Financial Inclusion Mortgage, Home and Unsecured Loan
- Role
- Area Credit Manager (Agri Lending, Tractor Loans and Microfinance) at Hdfc Bank Ltd
- Location
- Patna, IN
- LinkedIn followers
- 500 followers
About Pratap Kumar
Summary of experience: Worked with reputed Banks in retail asset product suite and having cross functional experience. Present assignment includes spearheading of Credit Function ( Retail Agri) in Bihar and Jharkhand State. Specialization: Retail agri, Financial Inclusion, Micro Finance, Skill Development, Livelyhood Promotion, BC Operation Financial Literacy Micro Banking and Rural Sales. Product insight: Agricultural Loan, Microfinance, Individual Loan, Home Loan, Mortgage Loan, Farm Equipment Loan, Dairy Loan, Gold Loan, Micro Insurance and Micro Pension (NPS Swalamban) Functional Experiance: Risk Management, Business Strategy, Rural Sales, Credit Administration, BC Operation, Financial Inclusion, Delinquency Management.
Experience
Area Credit Manager (Agri Lending, Tractor Loans and Microfinance)
Feb 2015 — Present · Patna, IN
Sanctioning of proposal related to agricultural finance, Tractor finance and MicroFinance.# Monitioring health of portfolio and take remiedal action considering EWS.# Managent of external vendors# Training of Team.
Education
Indira Gandhi National Open University
Master of Computer Applications (MCA)
1999 — 2003
Babasaheb Bhimrao Ambedkar Bihar University
Master of Business Administration (MBA)
1997 — 1999
Skills
- Business Strategy
- Credit Risk
- Small Business Lending
- Rural Development
- Credit Administration
- Loan Operation
- Retail Banking
- Mortgage Lending
- Banking
- Cross Selling
- Mis
- Sales Management
- Asset Operation
- Asset Sales
- Mortgage Loan
- Micro Finance
- Team Management
- Microfinance
- Credit Analysis
- Business Analysis
- Credit
- Micro Banking
- Agri Loan
- Financial Inclusion
- Business Development
- Bc Operation
- Mortgage Banking
- Home Loan
- Risk Management
- Rural Sales
- Consumer Lending
- Loans
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