Prashant Pandey
Product Manager @ ICICI Bank | Driving Embedded Banking Innovation | IIT BHU
- Role
- Product Manager at ICICI Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Prashant Pandey
At ICICI Bank, I’ve helped turn APIs and embedded finance into real-world impact—₹13.8…
Experience
Product Manager
Jul 2021 — Present · Mumbai, IN
Built India\'s leading B2B payment infrastructure, driving ~90% CAGR across a $100B+ transaction ecosystem• Architected enterprise API banking strategy capturing double-digit CAGR in NII (multi-million USD annually), positioning ICICI as market leader with 300+ enterprise clients• Pioneered UPI mandate bounce charge framework analyzing millions of B2B transactions, securing regulatory approval for a multi-million-dollar revenue opportunity• Accelerated B2B payment adoption nationwide by ~65% CAGR through scalable implementation framework deployed to 200+ specialists• Infosys Finacle Client Innovation Award (2021) — Joint winner for Corporate Banking Digitization (out of 250+ nominations)Scaled embedded finance from concept to a $200M+ ecosystem, democratizing financial services across verticals• Unlocked tens of millions in embedded dealer financing (double-digit QoQ growth) by integrating real-time settlement APIs into manufacturer ERPs• Democratized banking for 1,500+ SMEs generating multi-million USD NII through embedded banking APIs across 20+ platforms, achieving 700%+ SME acquisition growth• Built embedded insurance solution preventing multi-million-dollar churn and generating six-figure recurring revenueGenerated multi-million-dollar strategic B2B partnerships through product innovation and customer-centric solutioning• Secured enterprise revenue pipelines by reducing integration time ~75%(8→2 months) through compliant architecture design• Designed enterprise financial dashboard addressing fragmented monitoring across B2B channels, projecting six-figure recurring revenue• Supported government B2B disbursement programs worth hundreds of millions via e-RUPI integration, creating secure voucher frameworks for enterprise-to-SME paymentsTransformed B2B onboarding efficiency by 50%+, setting new industry benchmarks for enterprise integration
Education
Maharshi Patanjali Vidya Mandir, Allahabad
High School
2011 — 2015
Indian Institute of Technology (Banaras Hindu University), Varanasi
IDD (B. Tech. & M. Tech.)
2016 — 2021
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