Prashant Kartikeya
Portfolio Risk Manager: Instalment Loans
- Role
- Credit Risk Manager at Citi
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Prashant Kartikeya
Dynamic Credit Risk Manager with over 7 years of experience driving innovative risk…
Experience
Credit Risk Manager
Sep 2023 — Present
Launched over 5 digital capabilities on Credit Decision Engine, driving sales and increasing revenue by 8%. Redesigned digital prequalification and application experience, improving funnel conversion by 25% and reducing drop-offs by 15%. Introduced real-time personalized offers via risk-based pricing integration, lifting approval rates by 200 basis points. Optimized credit risk strategy, resulting in a 15% decline in early delinquency while enhancing loss forecasting accuracy with Income based tightening rules.Implemented machine learning models for acquisition, achieving a 17% lift in approval rates with a 10% increase in acquisition. Launched 5+ digital capabilities on Credit Decision Engine, driving 8% revenue increase.
Education
Indian Institute of Technology, Kharagpur
Master of Science (M.Sc.), Chemistry
2011 — 2016
Skills
- Html
- Chemistry
- Public Speaking
- Python
- Microsoft Word
- C
- Powerpoint
- C
- Programming
- Matlab
- Microsoft Office
- Java
- Event Management
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