Prashant Gupta

About Prashant Gupta

Product leader with a decade long extensive experience scaling cross-functional product and engineering teams to deliver high-impact fintech products. Specialising in the convergence of SME lending, Neo - Banking, SaaS and Payment products.Have built complex platforms—from SME Lending Marketplaces (Supply Chain Financing, B2B BNPL), Connected Banking solution to Account payable Automation platform for SMEs and enterprise customers.

Experience

1. VP, Product & Growth

   Open Financial Technologies

   Mar 2024 — Present · Bengaluru, IN

   Leading product team to build and scale comprehensive fintech ecosystems for SMEs and Enterprises. Responsible for product strategy, roadmap execution, and driving P&L outcomes across critical vertical business units including Connected Banking, Lending, and Payments.AI-first Account Payable Automation (0-to-1 Build)- Conceptualised and built an end-to-end Enterprise AP Automation platform from scratch, creating a seamless \"Banking + ERP + Automation\" data flow- Led the engineering capability to deliver complex invoice processing, ERP sync, reducing payment processing time and improving cash flow visibility for corporate clients.Lending Marketplace (Revenue & Growth)- Established a robust lending marketplace by onboarding 7-8 institutional lenders, democratising credit access for underserved business segments- Managed the end-to-end loan lifecycle product, driving disbursements to $2-3M monthly through automated credit underwriting and seamless borrower journeys.Beyond Banking & Ecosystem (Scale & Adoption)- Partnered with India’s top two private banks to architect and launch white-labeled \"Beyond Banking\" suites, successfully scaling adoption to SMEs- Orchestrated the integration of core value-added services (Tax, Payroll, Website Builder, ERP integration), driving platform engagement and processing $500M in monthly payout volume.Connected Banking & Treasury (Enterprise Solutions)- Built a unified Treasury Management System (TMS) enabling enterprise clients to manage multi-bank accounts and liquidity from a single dashboard- Streamlined corporate finance operations by bridging the gap between banking APIs and internal workflows, significantly reducing manual reconciliation efforts.

Education

• Indian Institute of Technology, Kanpur

  B.Tech, Material Science and Engineering

  2010 — 2014

• Ashoka University

  Young India Fellowship, Liberal Arts and Leadership

  2014 — 2015

Skills

• Microsoft Word
• Windows
• Spss
• Matlab
• C++
• C
• Programming
• Data Analysis
• Analysis
• Microsoft Excel
• Powerpoint
• Research
• Microsoft Office
• Management