Prashant Pal
Senior Manager ||Portfolio Management || Relationship Management || Working Capital || Trade Finance || CITF
- Role
- Senior Relationship Manager- Business Banking Group at HDFC Bank
- Location
- Ghaziabad, UP, IN
- LinkedIn followers
- 500 followers
About Prashant Pal
Portfolio/Client Relationship Manager with more than 9 years of extensive experience in…
Experience
Senior Relationship Manager- Business Banking Group
Mar 2025 — Present · Ghaziabad, IN
Managing a portfolio of credit relationships - mostly SME Corporates. The number of relationships managed depends on the geography covered and branches mapped to the RM.HNW relationship management of the BBG customers and Addition of new credit relationshipsThe HNW relationship management of the BBG relationship includes,Cam Preparation & query resolutionDocumentation pre-disbursement (Doc collection, legal & TSR, Valuation etc.) and post disbursement, including deferral closureCustomer negotiation on rates and other issues relating to charges.Co-ordination with credit for CAM approval, deferral waiver / extension & other customer requirements like Buyers credit, TOD\'s.Co-ordination with local Ops for disbursement of a case, TOD limit setting, submission of Stock Statement.Housekeeping including CAM renewals, deferral closure, Call memos, stock statements, insurance renewals, Plant visit, Site visit etcStressed accounts / Exit account management, follow-up and regularization of TODsPreparation of customer profiling sheet and identifying cross sell and revenue increasing opportunitiesCross sell of various asset products, other liability accounts, TPP products to the existing Relationships and its group accounts raised as HNW.
Education
Kendriya vidyalaya ghaziabad
12th
2007 — 2008
Ipem
BCA
2008 — 2011
Sikkim Manipal University - Distance Education
Master of Business Administration (MBA)
2013 — 2015
Skills
- Microsoft Excel
- Powerpoint
- Banking
- Customer Service
- Photoshop
- English
- Windows
- Outlook
- Microsoft Office
- Microsoft Word
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