Prashant Malviya
Credit Relationship Manager || HDB Financial Services || Credit Risk & Portfolio Management || MBA Finance||
- Role
- Credit Relationship Manager at HDB Financial Services Ltd.
- Location
- Bhopal, IN
- LinkedIn followers
- 500 followers
About Prashant Malviya
Dynamic Assistant Credit Analyst | Expert in Financial Insights, Risk Evaluation & …
Experience
Credit Relationship Manager
Apr 2025 — Present · Bhopal, IN
Roles & Responsibilities: Evaluating credit proposals covering financial, business, and industrial risks for loan decisioning. Ensuring Bounce Rate and Delinquency remain within acceptable standards. Monitoring and enforcing approval rates and Turnaround Time (TAT) as per prescribed norms. Ensuring the branch audit score meets satisfactory levels. Managing vendor relationships efficiently. Conducting customer meetings to assess credit proposals. Tracking and closing Post-Disbursement Documents (PDD). Ensuring compliance with repayment instruments for regular EMI collections.Key Responsibilities: Ensuring adherence to process and policy guidelines. Implementing effective cost management strategies. Understanding and managing a healthy financial portfolio.
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