Pramod Nawal

Experience

1. Vice President and Service Relationship Manager

   Axis Bank

   May 2003 — Present · Mumbai, IN

   Professional Profile: Chartered Accountant (CA), Company Secretary (CS) and CAIIB with 26+yrs. of wide and varied experience encompassing Relationship Management, Corporate Banking, Credit Administration, Credit Risk, Finance, Accounts as well as Audit. A proven leader, lead a team of corporate banking and trade finance professionals In depth exposure in Credit Administration & Team Management of high value portfolios of demanding corporate clients & relationship management, credit appraisals, risk analysis, documentation, sanction & post-sanction monitoring and follow-up Expertise in managing high performance Teams for Credit Operations, Trade Finance Record of superior performance delivery under competitive business scenario Competent in streamlining & improving existing processes and envisioning new methodologies for future in coordination with IT, Process quality, Internal audit, Compliance and stakeholders both internal and external.Areas of Expertise: Foster an environment of Teamwork and employee engagement and empowerment thereby enhancing job satisfaction and staff retention Conducting comprehensive credit risk analysis and appraisals of loan proposals of corporate clients including credit structure, covenants in line with Risk Adjusted Return on Capital (RAROC). Driving the entire gamut of tasks related to post sanction documentation, security creation, post sanction monitoring, etc. in liaison with several internal and external stakeholders like RBI, CBI, CERSAI, ECGC, TUFS, Rating agencies, etc. Managing development and maintenance of high quality credit risk rating system for credit decisions and capital allocation Providing technical / theoretical expertise to resolve credit risk issues and enhance overall credit risk framework in line with corporate objectives to mitigate risk

Education

• Indian Institute of Banking and Finance

  CAIIB

  2005 — 2006

• Bangur College, Pali Marwar

  B.com

  1988 — 1991

• Jamnalal Bajaj Institute of Management Studies

  Business Consultancy Studies

  1998 — 1999

• The Institute of Chartered Accountants of India

  Chartered Accountant

  1991 — 1995

• The Institute of Company Secretaries of India

  Company Secretary

  1994 — 1997

Skills

• Ca, Cs, Finance, Credit Risk, Credit Admin
• Caiib
• Team Management