Pramendra Kumar

About Pramendra Kumar

Results-driven Software Engineer with over 3+ years of hands-on experience in developing secure,scalable, and compliance-oriented applications in the fintech domain.Proficient in the MEAN stack and well-versed in global standards such as PCI DSS, ISO 8583, andACS and MPI systems.Strong expertise in payment gateway integrations and secure transaction processing.Proven track record of delivering robust full-stack solutions in Agile environments and supportingcertification processes for international payment systems.I specialize in Node.js and TypeScript–based backend architectures with deep hands-on experience in EMV 3-D Secure (ACS & MPI), PCI DSS compliance, and transaction-heavy platforms.At CoreCard, I have:• Led Merchant Plug-In (MPI) development and achieved EMVCo certification • Built and enhanced Access Control Server (ACS) for secure transaction authentication • Designed and optimized REST APIs for high-volume payment workflows • Implemented acquiring, ACH, and card validation flows • Strengthened authentication using JWT and OAuth 2.0 • Improved code quality using SonarQube and OWASP practices Tech focus:Node.js • TypeScript • Angular • MongoDB • Express • REST APIs • PaymentsI’m particularly interested in Full Stack and fintech roles where I can help scale secure payment infrastructure. Open to challenging Full Stack opportunities and fintech systems work.

Experience

1. Software Engineer

   Corecard India

   Jun 2024 — Present

   Engineered secure merchant payment applications supporting high-volume financial transactions • Led development of Merchant Plug-In (MPI) aligned with EMVCo standards and achieved certification • Built and maintained Access Control Server (ACS) for 3D Secure authentication flows • Designed and optimized REST APIs using Node.js, Express, and MongoDB • Implemented acquiring logic, ACH processing, and card validation workflows • Strengthened platform security using JWT, OAuth 2.0, and PCI DSS controls • Improved code quality and security posture using SonarQube and OWASP tools • Provided production support for mission-critical payment systems ensuring high availability

Education

• IES College of Technology Bhopal

  Bachelor of Technology - BTech, Computer Science

  2018 — 2022