Prakash Kumar

Risk Base Internal Auditor

Role
Risk Base Internal Auditor at Esaf Small Finance Bank Ltd
Location
Patna, BR, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

Experience

  1. Risk Base Internal Auditor

    Esaf Small Finance Bank Ltd

    May 2025 — Present · Patna, IN

    Internal Audit is a function within an organization, focusing on evaluating internal controls, risk management, and governance processes.• Improve operations, ensure compliance, and identify risks.• Reports to management or the audit committee•• Conducted throughout the year.• Includes financial, operational, IT, and compliance audits.• Internal to the organization but should maintain objectivity.• Verifies adherence to RBI guidelines, including priority sector lending norms, capital adequacy, and KYC/AML norms.• Checks the accuracy of financial statements, provisioning norms, asset quality, and profitability.• Reviews risk management frameworks, IT systems, internal controls, and governance mechanisms.• Identifies red flags, misreporting, or signs of fraudulent activity.

Education

  • Magadh University

    Bachelor of Applied Science - Bsc

    2014 — 2017

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Prakash Kumar — Risk Base Internal Auditor at Esaf Small Finance Bank Ltd in Patna, BR, IN | Unifers