Prajwal Uchil

About Prajwal Uchil

Credit Risk Professional

Experience

1. Associate (Credit Risk Management)

   德意志银行

   Aug 2022 — Present

   Undertake accurate and timely credit analysis of counterparties (including Corporates and FIs) by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model/ forecast and peer analysis. • Active participation in Live trades with onshore credit officers (KCP) by understanding the trade dynamics, providing recommendation and completing the credit write-ups (Addendum) for the same. • On-going monitoring & surveillance of assigned international portfolios, including rating changes, market/industry developments,news events, etc and assessing the impact on credit worthiness of the counterparty, keeping DB’s exposure in mind. • Monitoring of limits/exposure: Updating Limit amendments and credit relevant data updates in the credit system. Exposure monitoring and timely clearance of Excess tickets. Timely monitoring of covenants and regular discussion with KCPs.• Manage own credit portfolio and assist senior decision makers to make informed decisions based on your recommendations. • Interface directly across with the Credit officers (KCP) and other stakeholders (business side, Exposure managements, and various ops teams) to ensure complete understanding of DB’s exposure and timely completion of the credit reviews. • Participate in ad-hoc projects related to portfolio exercises (industry/regional exercise), regulatory developments, sector notes, audit exercises and support onshore KCPs for various business strategies. • Ensure compliance with relevant and applicable local and global regulatory and policy requirements.

Education

• Mumbai University

  Bachelor of Commerce - BCom

• St. Xavier's College

  Master of Business Administration - MBA