Pragya Kumari

Senior Consultant @PwC India

Bengaluru, IN

Led end-to-end deployment of real-time payments (RTPS), fast payments, and digital payment solutions across multiple markets, ensuring regulatory compliance and operational efficiency, streamlining payment processes and enhancing customer satisfaction.2. Designed and launched new digital payment products (payment gateways, credit cards, digital wallets), finalizing MVPs and vendor selection, driving new revenue streams and expanding market presence.3. Optimized ISO 20022 messaging for real-time and batch payments, enhancing clearing, settlement, and interoperability, reducing costs and improving operational efficiencies.4.Conducted As-Is assessments and market benchmarking for fintechs and banks, identifying critical gaps and opportunities, leading to the implementation of solutions that improved payments infrastructure and customer engagement.5.Developed 5-year P&L models for payments businesses, aligning cost structures, pricing strategies, and revenue streams to drive long-term profitability and scalability.6.Created GTM frameworks for launching new card products and digital services, aligning technology, compliance, and customer acquisition strategies, resulting in increased market penetration and product adoption.7.Developed tailored business proposals and solutions, aligning PwC’s expertise with client needs, enhancing client acquisition and satisfaction.8.Managed project roadmaps, RAID logs, and RACI frameworks, ensuring effective risk mitigation and project execution, achieving reduced delays and efficient resource utilization.9.Collaborated with global PwC network firms across the US, UK, South Africa, and the Middle East to develop scalable payment solutions, driving efficiency and innovation across regions.

Delhi University

Bachelor of Science (BSc)

Institute of Management Technology, Hyderabad

Master of Business Administration (MBA)