Pradeep Parashar
Portfolio & Credit Manager at Wells Fargo | Former Moody’s Analytics, Genpact & Brickwork Rating | Specializing in Credit Underwriting and Risk Management.
- Role
- Portfolio Manager at Wells Fargo
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Pradeep Parashar
Dynamic and results-driven Credit Manager with over 10 years of experience in credit…
Experience
Portfolio Manager
Jun 2024 — Present
Conducting independent, high-quality reviews of borrowers across a diverse portfolio of CRE and C&I loans, ensuring comprehensive assessments of credit quality, loan documentation, collateral, and compliance with internal policies.• Proficient in spreading financial statements through Moody\'s Credit Lens and conducted covenant monitoring using packages received on a monthly/quarterly basis.• Analyzing borrower financials (balance sheets, income statements, and cash flow) and assessing repayment capacity using key ratios.• Independently assessing and assigning risk ratings to loans, ensuring accuracy and alignment with the bank’s internal risk framework and external regulatory guidance.• Reviewing loan covenants and tracked borrower adherence to financial and non-financial terms, ensuring timely reporting and identifying breaches or potential risks.• Evaluating the adequacy of collateral values through market analysis and appraisal review, ensuring collateral positions supporting loan amounts and risk exposure.• Ensuring full compliance with banking regulations and internal bank policies, reviewing loan files for adherence to credit standards, risk limits, and regulatory feedback.• Preparing detailed work papers documenting review findings, including risk identification, financial analysis, and covenant compliance, for presentation to senior management and regulatory bodies.• Collaborating with Line of Business partners and internal teams to assess credit quality and resolve issues, while maintaining transparency in all stages of the review process.
Education
St.Xavier Sr. Sec School
Senior Secondary Certificate
2005 — 2007
North Point Childrens School
Matriculation
2001 — 2005
Sharda University
Master of Business Administration - MBA
Skills
- Team Management
- Mis
- Investment Banking
- Media Management
- Interpersonal Communication
- Valuation
- Equity Valuation
- Financial Statement Analysis
- Market Risk
- Var
- Business Strategy
- Credit Rating
- Underwriting
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