Pradeep Kumar
CA, B.com(First division)
- Role
- Manager at Karnataka Bank
- Location
- North Delhi, DL, IN
- LinkedIn followers
- 500 followers
About Pradeep Kumar
Having several years of experience in the field of Statutory Audit, Tax audit and other related Microsoft Excel. Also having strong exposure in handling Audits under various Act/Actuarial Standards as well as Corporate Laws such as FEMA, RBI, NCLT etc. Skilled in preparation of Income tax returns, TDS Returns Filing, GST Refunds, Preparation of Financial Statement for the clients. Having good exposure in dealing with different Statutory Assessments viz
Experience
Manager
Sep 2024 — Present · New Delhi, IN
A. Loan Processing & EvaluationAssess loan applications (retail, SME, corporate, agriculture, etc.)Analyze financial statements, income documents, credit reports (CIBIL), bank statementsEvaluate borrower’s repayment capacity and creditworthinessConduct risk assessment and determine loan eligibilityB. Credit Appraisal & Decision MakingPrepare detailed credit appraisal notesRecommend approval, modifications, or rejection of loan applicationsEnsure proposals meet bank policies & RBI guidelinesC. Portfolio ManagementMonitor loan accounts for early warning signalsReview overdue accounts and coordinate with recovery teamsMaintain NPA (Non-Performing Asset) controlD. Compliance & DocumentationEnsure all loan documents are legally valid and completeVerify collateral valuation, legal reports, and insuranceFollow KYC, AML, and regulatory normsE. Coordination & Customer InteractionWork with sales, operations, and legal teamsExplain loan terms to customersSupport branch staff in credit-related queries
Education
The Institute of Chartered Accountants of India
CA, Accounting and Finance, Taxation
Delhi University
Bachelor of Commerce - BCom, Accounting and Finance, Marketing
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