Pradeep Kumaar Vermaa

WORK HISTORY

EDUCATION

ABOUT PRADEEP KUMAAR VERMAA

I am diligent and detail-oriented professional with a rich experience in the banking and financial services sector. I am currently working as a Area Credit Manager at SK Finance Ltd and has previously worked as BCM at SBFC Finance Ltd and Junior Associate at Kotak Mahindra Bank Ltd. and has also worked as a Risk Supportive Executive at Yes Bank Pvt. Ltd.Through my work experience, I have gained operational knowledge of Microsoft Office applications, the ability to collect research information, and excellent communication skills (both written and oral). I have adept at multitasking and prioritizing work, which helps me carry out my duties efficiently. As a team player with strong management skills, I understands the importance of collaborating with colleagues to achieve set goals.I am dedicated to growing my career and contributing my abilities to the success of the organization. KEY INTERACTION:Business Team:For documentation requirements, Understanding of customer profile and other discussion which helps in arriving at the decisioning of the deal.Policy Team:For understanding the policy, seeking clarification, advising modification, whenever required.Process Team :For correction of process gaps noticed during appraisal of the loans.CPV, Technical & Legal Team :Handling CPV team for Resi and office verification of Applicants, Read proper remarks on Technical Report ( Property Valuation) and Cordinate with Legal Team for vetting and search reports (Original Property paper verification).Core Skills include - Maintaining Risk Management level (Dip Level)- Quality assurance and Monitor NPA cases and keeps a track for it- Satisfactory Approached in resolving Customers escalations- Handling Documents Verification process- Ensuring Customer visits whenever required for appropriate closure for deal- LAP decisioning and Quality Check- Handling/Managing a team size of 5 People (Credit Officers & Manager) and provide adequate policy, process training for smooth operations within a risk management.My technical Skills include MS office, knowledge of APS ( Application Processing system),Core Banking System (FLEXCUBE), K-scope (D-Dupe System), ACE (For Application Status), BCIF (Core Banking System for customer Information), Leviosa ID(Application Processing System), S-kop functions and good knowledge of Tally ERP 9 Personally i love traveling to explore new places, playing cricket and discovering new musics.