Prabhat Shrivastava

DVP - Product & Partnerships, Digital Payments, Banking Operations | Driving BFSI Innovation | Merchant Acquiring | Fintech Strategy & Ecosystem Growth

Role: Deputy Vice President Product & Portfolio Payment Aggregator (Pos) at HDFC Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

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About Prabhat Shrivastava

I am Prabhat Shrivastava, a seasoned professional with 19 years of experience in the Payments and Merchant Acquiring domain and banking operations. My expertise lies in managing large, high-volume transaction portfolios across both physical and digital payment ecosystems. I have a strong foundation in banking operations and regulatory governance, which allows me to balance growth, risk, and compliance effectively. My hands-on experience spans various aspects of payment aggregator compliance, audits, and operational controls, ensuring that I can navigate complex regulatory landscapes with ease.Throughout my career, I have demonstrated a proven capability to operate across the full banking value chain, from merchant acquiring to retail liability operations. I am commercially aware and data driven, supporting pricing decisions and portfolio analytics while collaborating closely with sales, finance, risk, and compliance stakeholders. My key achievements include successfully managing a merchant payment aggregator portfolio with over crore in monthly transaction throughput and leading significant initiatives that have enhanced operational resilience and compliance across multiple banking functions.

Experience

Deputy Vice President Product & Portfolio Payment Aggregator (Pos)
HDFC Bank
Oct 2025 — Present · Mumbai, IN
Leading Product and Portfolio for HDFC Bank’s Payment Aggregator–led merchant acquiring business, managing Cr monthly GMV and 8.25 lakh sub-merchants. Responsible for PA onboarding, merchant lifecycle governance, MDR strategy, regulatory compliance, and portfolio growth across large-scale digital payment ecosystems.

Education

Institute of Management Technology, Ghaziabad
PGDM, Business Analytics
2018 — 2019
Indian Institute of Banking and Finance
CAIIB, Banking and Financial Support Services
Delhi University
Bachelor of Commerce - BCom
2003 — 2006
Indian Institute of Banking and Finance
Certificate Course in Foreign Exchange Operations

Skills

Mis
Vendor Management
Microsoft Excel
Data Analysis
Kyc
Credit Cards Operations
Retail Liability Operations

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Prabhat Shrivastava

Experience

Deputy Vice President Product & Portfolio Payment Aggregator (Pos)

Education

Institute of Management Technology, Ghaziabad

Indian Institute of Banking and Finance

Delhi University

Indian Institute of Banking and Finance

Skills

Find verified contacts for anyone on LinkedIn