Prabhat Ojha

Economist| Ex Department of Commerce| Ex MyGov India | Ex Amazon |Macroeconomics | Financial & Policy Research | International Trade | Market Research | Trade Policy | Data Science

Role
Economist at Uco Bank
Location
New Delhi, DL, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Prabhat Ojha

Trying to learn

Experience

  1. Economist

    Uco Bank

    Sep 2025 — Present · Kolkata, IN

    Worked on Expected Credit Loss (ECL) modelling under the IFRS 9 framework within a banking environment, developing Point-in-Time Probability of Default (PD) models using regression analysis on observed default rates and relevant macroeconomic indicators.Evaluated model performance and economic relevance using R² and statistical diagnostics, supporting forward-looking credit risk assessment, provisioning accuracy, and regulatory compliance.Conducted portfolio-level and scenario-based stress testing for baseline and adverse scenarios, translating macroeconomic shocks into PD, ECL, and provisioning impacts in line with RBI supervisory and ICAAP requirements.

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Prabhat Ojha — Economist at Uco Bank in New Delhi, DL, IN | Unifers