Povarasan U

Senior Credit Analyst @Barclays

Chennai, IN

Senior Analyst at Barclays Unsecured Lending, Client Management, Quality Control, Loan Terms, Loan Agreement, Installment Loan, Gross Income, Credit Score, Affordability Calculation, Customer support, KYC Process. Administration of end-to-end operational requirements and processes. Handling queries related to operationalise take escalted calls and return the calls when message is taken manage escalations and perform regular quality checks for the team monitor performs for all advisors on monthly basis convey feedback received from quality to team members address process issue arising out of day-to-day working keep the regular updated of any developments relating to the performance of the team members, updates received and queris from clients Credit underwritting and Analyzes data to verify information and uncover fraud, analyze the customerLending criteria, Makes recommendations about whether to increase, adjust, extend,or close lines of credit Affordability Calculation, Credit application decision maker (Approved, denied,suspended or approved with conditions) Reviewing credit rating application and credit related task worked. AssessesCreditworthinessofindividuals,Gathersandanalyzesloanapplicants financial data to evaluate risk.ClientcallHandling,QualityControl,Holding 30K mandate. Processed 1.2K customers applications which included customerfinance details. TOOLS – World check, Experian, Transunion, CIFAS, Instinct tools,

Mohammed Sathak A.J College of Engineering

Bachelor of Engineering - BE