Pouria Zolfaghari
Product Manager @Gravity Payments
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WORK HISTORY
Product Manager @Gravity Payments
Responsible for managing and leading Gravity Payment’s financial services and credit solutions- Generated 316% YoY growth in funding for Gravity Payments merchant for financial services and funding solutions in 20••••24- Generated a 98% Profit Margin, and 87.7% net margin for Gravity Payment’s funding solution through efficiency, utilizing automation & industry best practices- Created centralized reporting to track portfolio performance in real-time for more program visibility- Spearheaded and successfully designed and implemented a proprietary Loan Management System, through integration with Salesforce- Designed and implemented a modular algorithmic scoring model to assess customer risk and default probability for Gravity\'s funding solution- Led and developed additional hybrid products for Gravity’s financial services portfolio.
EDUCATION
Mercy University
MBA, Business administration-Managerial Analytics
Mercy University
Bachelor's degree, Business Administration, Finance
Mercy University
MS Cybersecurity, Computer and Information Systems Security/Information Assurance, 4.0
SKILLS
ABOUT POURIA ZOLFAGHARI
Fintech & Corporate Finance Expert | Specialized in Embedded Finance, Commercial Lending & Financial InnovationSeasoned expert in fintech and corporate finance, with a focus on embedded finance, commercial lending, and the integration of financial technology into core business infrastructure. Known for translating complex financial systems into scalable strategies that drive growth, efficiency, and customer intelligence. Backed by a strong research foundation, I bring analytical depth and strategic insight to the evolving relationship between finance, technology, and business impact.
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