Poojita Kr
Manager Credit - HL & Prime LAP loans at Karur Vysya Bank (KVB)
- Role
- Manager Credit - Prime Hl & Lap Loans at Karur Vysya Bank(KVB)
- Location
- Coimbatore, TN, IN
- LinkedIn followers
- 500 followers
About Poojita Kr
Detail - oriented Credit Manager, Interested in a challenging career with zeal and a…
Experience
Manager Credit - Prime Hl & Lap Loans
May 2025 — Present · Coimbatore, IN
Spearheaded credit assessment and underwriting for high-value loans, ensuring robust risk evaluation aligned with bank policy.* Evaluating & approving credit proposals for Retail & Commercial segments of HNW customers, Self employed, Salaried & NRI clients across ROTN (Rest of Tamilnadu) branches.* Managing a portfolio of loan ticket size from Rs. 1 crore to 20 crores, maintaining asset quality and low delinquency rates.* Ensured compliance with RBI guidelines and credit policy, achieving zero non compliance in consecutive audits.* Collaborated with sales, legal, and risk teams to fast-track credit decisioning, enhancing customer satisfaction.* Conducted financial analysis for diverse customers, tailoring loan offerings to risk appetite.* Trained and mentored credit officers, improving appraisal standards and team efficiency.* Redesigned credit appraisal templates, enhancing decision accuracy and consistency.
Education
Sri Krishna Arts and Science College
Bachelor of Commerce - BCom
2014 — 2017
Kumaraguru College of Technology
Master of Business Administration - MBA
2018 — 2020
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