Piush Jha

About Piush Jha

I am a seasoned professional with extensive expertise spanning over 25 years, providing strategic leadership, identifying areas for improvement, and implementing growth strategies. My vast and diverse experiences demonstrate my success in recognizing opportunities for new products, partnerships and channels, as well as my proficiency in negotiating agreements with financial institutions. I excel in establishing and expanding Credit Card business, driving new product development, optimizing risk in customer acquisition, managing merchant acquiring, overseeing card issuing, revamping products, and delivering value-added services.As an expert in Product & Portfolio Management, I have effectively executed Customer Lifecycle interventions and demonstrated exceptional skills in maximizing customer value. I have developed the Payment Product Pyramids which provide a comprehensive framework for managing the entire customer lifecycle. I have also successfully scaled up Term (Loan) Products businesses, implemented large-scale portfolio interventions, and introduced Client Contact Management (CCM) programs. My proficiency extends to Portfolio Quality and Profitability Management, Merchant Engagement and Marketing, Strategic Alliances, as well as Vendor Management, encompassing identification, empanelment, and ongoing management.Overall, I have been instrumental in developing open-loop payment ecosystems, building robust credit card portfolios, and implementing product and process modifications to accelerate growth. I bring a visionary perspective to the table, executing both short and long-term business plans while establishing relationships with key influencers to strategically manage mutually beneficial and profitable associations. Lastly, I am skilled in driving direct portfolio stimulation, spearheading growth campaigns, managing pricing initiatives, and expanding the cardholder base. To know more about me or discuss about the emerging trends in the Indian payments ecosystem, you may send me a message or drop an email at p•••••@gmail.com

Experience

1. Executive Vice President & Head - Credit Card

   Bandhan Bank

   Mar 2024 — Present · Mumbai, IN

   I have joined Bandhan Bank to launch and lead the Credit Cards business.

Education

• T A Pai Management Institute, Manipal

  PGDM, Marketing

• Science College, Patna University, Patna, India

  B.Sc. in Physics (Hons)

Skills

• Channel Partners
• Analytics
• Business Strategy
• Merchant Acquiring
• Strategic Alliances
• Mobile Devices
• Portfolio Management
• Competitive Analysis
• Loans
• Microsoft Word
• Team Management
• Cards
• Social Media
• Mis
• Marketing
• Business Development
• Product Management
• Crm
• Product Marketing
• Vendor Management
• Market Research
• Public Speaking
• P&L Management
• Customer Relationship Management (Crm)
• Leadership
• Payments
• Microsoft Office
• Brand Management
• Marketing Strategy
• Business Analysis
• Powerpoint
• Microsoft Excel
• Segmentation
• Strategic Planning
• Credit Cards
• Strategy