Phil Krajnek

About Phil Krajnek

Based out of London, Howden is an independent, specialist insurance broker - one of Europe\'s largest - who serves clients all over the world. Howden is now expanding into the U.S. market, launching its venture in late 2025 and rapidly building a team of 700+ people to offer a complete range of services, including retail, specialty, reinsurance, capital advisory, employee benefits and underwriting. I\'m excited to be part of building the Howden brand in the U.S!In my role, I partner with employers to develop comprehensive benefit strategies that balance cost, compliance and employee wellbeing that also offer simplicity and ease of use to create an exceptional employee experience.From a service perspective, I can help with general administrative support (project and vendor management and issue resolution), strategic planning, financial and utilization reporting, renewal negotiation and marketing, and communication and compliance support.My personal strengths include organizational skills, neatness / tidiness, attention to detail, communication skills and financial / analytical skills.

Experience

1. Benefits Consultant

   Howden

   Dec 2025 — Present

   I help employers design and manage employee benefit programs—guiding them through renewals, carrier evaluations, and strategic decisions to ensure their plans are cost‑effective, competitive, and aligned with organizational goals.

Education

• University of Minnesota

  BA, Mathematics with Actuarial Specialization

  1996 — 2000

Skills

• Health Insurance
• Brokers
• Managed Care
• Strategic Planning
• Insurance
• Health Savings Accounts
• Analysis
• Healthcare
• Cobra
• Disability Insurance
• Financial Analysis
• Human Resources
• Account Management
• Self-Funded
• Vendor Management
• Life Insurance
• Employee Wellness
• Employee Benefits
• Microsoft Excel
• Long-Term Care
• Consulting
• Term Life Insurance
• Underwriting
• Mathematics
• Benefits Administration
• Vision Insurance
• Hmo
• Dental Insurance