Phil Howells

Business Owner @Ensure You

GB

Ensure You provides expert advice and arranges suitable insurance for people looking to protect themselves, their families and businesses from the impact of illness, accident or death. My role is to provide peace of mind to my clients. I do this by: • Providing a personal service, getting to know all my clients as individuals. • Helping people to understand the cover that\'s appropriate to their circumstances and expectations and the structure of the policies. • Helping business owners to focus on the risks within the business which would leave them most exposed e.g. Key Person Insurance and Relevant Life Cover, amongst many others. • Exploring better ways to leave inheritance to beneficiaries via life insurance in Trust avoiding probate and allowing the trustees to make sure that loved ones benefit from the policy.