Phil Cunningham
Producing Branch Manager NMLS 659032
- Role
- Mortgage Loan Officer Branch Manager at Lower
- Location
- Wilmington, NC, US
- LinkedIn followers
- 500 followers
About Phil Cunningham
In 25+ years in the mortgage industry I have seen a lot of changes. Some good change and some bad change. They one thing that has not changed however is our need to serve the Realtors and their clients. A loan originator needs the right products and most of all back office support to get loans closed in today\'s world. Lower offers the best of both worlds. The right Product Mix, technology and in house underwriting, processing and closing. I am REALTOR focused and know how to be successful in the industry while maintaining exemplary customer satisfaction! I can help Realtors grow their business and increase there income year after year. If you would like to know more, I\'d be happy to sit down with you!
Experience
Mortgage Loan Officer Branch Manager
Feb 2025 — Present
Mortgage Consultant | NMLS#659032Licensed in - NC #I-154741, SC #MLO-659032Lower LLC | NMLS #11•••61Equal Housing Opportunity
Education
Central Piedmont Community College
Associate of Arts (AA), Business Administration and Management, General
1986 — 1988
University of North Carolina Wilmington
BS, Finance
1988 — 1990
Skills
- Investment Properties
- Loan Origination
- Residential Mortgages
- Usda
- Construction Loans
- Fha
- Loans
- Non-Conforming
- Va Loans
- Working with First-Time Home Buyers
- Jumbo Mortgage
- Credit Analysis
- Refinance
- Mortgage Banking
- Mortgage Lending
- Fha Financing
- Credit
- First Time Home Buyers
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