Peyton Humphrey
Underwriter at Northpoint Commercial Finance
- Role
- Underwriter at Northpoint Commercial Finance
- Location
- Roswell, GA, US
- LinkedIn followers
- 500 followers
About Peyton Humphrey
Hi, I’m Peyton Humphrey, an Economics graduate from Samford University with a diverse…
Experience
Underwriter
Apr 2025 — Present · Alpharetta, GA, US
Evaluate and underwrite floor plan financing requests, conducting in-depth credit analysis on dealerships and commercial clients across various industries.* Assess creditworthiness through financial statement analysis, cash flow evaluation, and collateral review to mitigate risk and ensure sound lending decisions.* Collaborate closely with sales and operations teams to structure credit facilities aligned with business needs and company risk appetite.* Monitor existing credit lines, identify early warning signs of deterioration, and recommend risk mitigation strategies where necessary.* Utilize internal systems and tools to document underwriting decisions, streamline processes, and ensure compliance with internal credit policy and external regulations.
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