Peter Hays

Market President @Cross Keys A Division Of Planters Bank

Lead team of commercial lenders and branch team to provide excellent customer service and achive market goals • Interview commercial loan applicants concerning their needs, and financial conditions and explains various commercial and consumer loan products • Determines credit risk, approves or denies loan requests and completes or directs completion of all loan documents and closes loans • Participates in developing lending and deposit business for the bank. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the bank\'s client business • Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date client files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation • Assists in collection of past due loans • Participate in sales development activities and other local community events