Philip Bronzi

About Philip Bronzi

I am a Community Banking Leader with over 20 years of combined leadership and business development experience in the banking industry. I have spent my career delivering value to my clients, my organization, and my community. At the core of my value proposition is developing Teams that consistently deliver a best-in-class client experience. We take the time to learn about our clients\' business, their financing need and consult with them on the best possible solution. We also educate our clients about the lending process and set goals in terms of achieving both tactical (short term) and strategic (long term) objectives. My Team is keenly aware of the need for any business to receive a timely and efficient response within their lending process. My Team plays an active role in driving each step of my clients\' experience: Discovery, Negotiation, Analysis, Post Approval, Closing and beyond. We have extensive experience in Commercial, Residential and Consumer Financing. Our lending focus includes the counties of the Mid-Hudson Valley and Capital Region.

Experience

1. Chief Lending Officer

   Rhinebeck Bank

   May 2021 — Present

   I am a Lending Leader with over 20 years of combined leadership and business development experience in the banking industry. I have spent my career delivering value to my clients, my organization, and my community.At the core of our value proposition with clients is our ability to set, achieve and maintain expectations. We take the time to learn what\'s important to our clients, their financing need and we consult with them on the best possible solution.We are always aware of the need for any borrower to receive a timely and efficient response within their lending process. Each of my Team Members play an active role in driving each step of our clients\' experience: Discovery, Negotiation, Analysis, Post Approval, Closing and beyond.We have extensive experience in Commercial Real Estate, Commercial Construction, Residential Development, Operating Lines, Equipment Financing, along with Indirect, Residential and Consumer Financing. Our lending focus includes the counties of the Mid-Hudson Valley and the Capital District.

Education

• University at Albany

  BS, Business Administration

  1995 — 1999

Skills

• Underwriting
• Banking
• Networking
• Finance
• Retail Banking
• Credit Analysis
• Small Business
• Mortgage Lending
• C&I Lending
• Commercial Lending
• Customer Service
• Loans
• Lines of Credit
• Cross Selling
• Financial Services
• Small Business Lending
• Cash Management
• Commercial Banking
• Business Development
• Loan Origination
• New Business Development
• Commercial Mortgages
• Credit