Prabhanjan Bharadwaj
Digital Banking Transformation Leader | Product Strategy | Lending & Payments Platforms | Cloud & AI in BFSI | 20+ yrs Banking
- Role
- Group Project Manager at HCLTech
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Prabhanjan Bharadwaj
Digital Banking Product Leader with 20+ years of experience in Banking and Financial Services (BFSI) delivering enterprise-scale digital transformation initiatives across lending and payments platforms.I specialize in building customer-centric digital banking products by combining product strategy, cloud technologies, and modern platform architectures. My experience spans digital lending platforms, payments ecosystems, and core banking modernization programs.Key areas of expertise include:• Product strategy and roadmap development• Digital lending and SME banking platforms• Payments and cross-border transaction systems• Cloud-enabled banking platforms (Azure)• API and microservices architecture• Agile product leadership (SAFe / Scrum)• AI and GenAI applications in financial servicesOver the course of my career, I have delivered initiatives that:• Increased digital user engagement by 30% through cloud-based banking applications• Reduced loan processing turnaround time by 30% via digital workflow automation• Enabled cross-border Euro payment capabilities for SME clients• Accelerated feature delivery cycles by 40% through API-driven platform architectureI am passionate about shaping the next generation of banking platforms powered by AI, cloud, and data-driven decisioning.
Experience
Group Project Manager
Jan 2026 — Present · Bengaluru, IN
Led product strategy and roadmap for digital banking platforms supporting lending and payments, improving loan processing turnaround time by 30%.
Education
Sadvidya High School
Bachelor of Business Administration (BBA), Finance, General
1996 — 1999
University of Mysore
Master of Business Administration (MBA), Finance, General
2004 — 2006
Skills
- Test Planning
- Integration Testing
- Agile Methodologies
- Test Cases
- System Integration Testing
- Functional Testing
- Oracle
- Requirements Analysis
- Test Automation
- Hp Qtp
- Quality Assurance
- Regression Testing
- Black Box Testing
- Vbscript
- Testing
- Defect Tracking
- Test Execution
- Hp Quality Center
- Sdlc
- Sql
- Quality Center
- User Acceptance Testing
- Test Management
- Manual Testing
- Software Development Life Cycle (Sdlc)
- Qtp
- System Testing
- Pl/Sql
- Software Project Management
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.