Payoshni Joshi
Data Analyst ||supervised |Oracle/MY-SQL|SSIS|unsupervised ||SQL|PL-SQL||developer|python| Data analyst|Data Modeling, Data Visualization
- Role
- Credit Analyst at Morningstar DBRS
- Location
- Pune, IN
- LinkedIn followers
- 500 followers
About Payoshni Joshi
I have a strong academic foundation in data analysis, machine learning, and software development. I am having 3 years of experience in analytics and I love to talk about data *Data collection *Data preprocessing *Data cleaning *Data visualisation I have two years of professional experience as a software developer where I worked with PL/SQL, JSON, and MYSQL to extract, format, and generate complex reports and data models. I collaborated with the front-end team to debug and solve errors, and implemented various codes and functions Driving insights in structured credit markets by designing scalable data architectures and visual dashboards for credit rating models, performance trends, and deal surveillance. I also have experience as a data analyst, using Python, Excel, and SQL to draw insights from data and analytics and I have developed skills in data visualization tools such as Tableau and Power BI. I am actively looking for a full-time position where I can leverage my technical expertise, domain knowledge, and problem-solving skills to design and implement innovative software solutions that drive data-driven decision-making within an organization. I value effective communication, continuous learning, and ethical considerations in my work.
Experience
Credit Analyst
Sep 2024 — Present
As part of the Credit Ratings division at Morningstar, I support the credit research and rating process through data-driven insights and automation. My work bridges financial analytics and technical execution, enabling timely and accurate credit decisions. Support credit analysts by preparing issuer-level reports, sector summaries, and historical performance dashboards.Create and maintain visualizations and dashboards for sector trends, credit quality breakdowns, and obligor tracking.Work on initiatives to improve data accuracy, automation, and reporting efficiency for the Ratings and Research team.Collaborate with global teams on quality assurance, CE chart automation, and integration of new data inputs into surveillance tools.
Education
Great Lakes Institute of Management
Post graduate
2023 — 2024
Squad infotech pvt ltd
Java advanced specialist course
Holly Cross Convent High School Akola
Ssc
2000 — 2013
Savitribai Phule Pune University
Bachelor of Technology - BTech
2015 — 2022
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