Payal Doshi

Vice President: Product, Small Business Banking (SBB) at Axis Bank

Role: Vice President, Digital Initiatives Sbb at Axis Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

About Payal Doshi

I am a Chartered Accountant by qualification and hold a niche experience of close to 8.5 years in Banking industry across Credit and Underwriting and Product Management. Some key areas of my expertise encompass- Setting-up a product vision and strategy- Providing the deep product expertise required to make strategic product decisions- Owning the creative processes of generating, incubating and curating new ideas- Understanding policy parameters and their application in Underwriting/application assessmentOver the years, I have grown personally and professionally by achieving Organisation\'s goal and I believe in getting things done.

Experience

Vice President, Digital Initiatives Sbb
Axis Bank
Mar 2020 — Present

Education

University of Mumbai
Bachelor of Commerce - BCom
2007 — 2008
The Institute of Chartered Accountants of India
Chartered Accountant
2009 — 2010

Contact information

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Work email
•••••@axisbank.com
Personal email
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Current company

Axis Bank

Banking · 108K employees · Founded 1994 · Worli Mumbai, Maharashtra, India

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 5000 domestic branches (including extension counters) with 15,751 ATMs & cash recyclers spread across the country. The Bank has 6 Axis Virtual Centres with over 1,500 Virtual Relationship Managers as on 31st March 2023. The Overseas operations of the Bank are spread over eight international offices with branches in Singapore, Dubai (at DIFC), and Gift City-IBU; representative offices in Dhaka, Dubai, Abu Dhabi, Sharjah and an overseas subsidiary in London, UK. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd. (NIC), The New India Assurance Company Ltd. (NIA), The Oriental Insurance Company Ltd. (OIC), and United India Insurance Company Ltd. (UIIC). The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. GIC, NIC, NIA, OIC, UIIC have been reclassified from promoter category to public category. As on March 31, 2023, SUUTI and LIC are the promoters of the Bank. With a balance sheet size of Rs. 13,17,326 crores as on 31st March 2023, Axis Bank has achieved consistent growth and with a 5-year CAGR (2017-18 to 2022-23) of 14% each in Total Assets & Advances and 16% in Deposits.

axisbank.com

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About Payal Doshi

Experience

Vice President, Digital Initiatives Sbb

Education

University of Mumbai

The Institute of Chartered Accountants of India

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