Pawnita Malhotra
Senior Technical Product Manager @EQS Group
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WORK HISTORY
Senior Technical Product Manager @EQS Group
Munich, DE
EDUCATION
Indian Institute of Management, Indore
Master of Business Administration (MBA), Sales and Marketing
Punjab Engineering College
Bachelor of Engineering (BEng), Computer Science and Engineering
SKILLS
ABOUT PAWNITA MALHOTRA
Product Leader with 10+ years of experience scaling fintech, fraud prevention, telecom, and logistics products across global markets. I specialize in building enterprise fraud & risk systems, data platforms, and SaaS solutions that protect millions of customers and drive measurable business outcomes.Highlights:Global leadership: Directed 20-member org at American Express (5 PMs, 15 analysts) to deliver fraud-detection platforms safeguarding €8M annually.Fraud & data expertise: Delivered €69M+ in fraud & credit-risk savings through credit bureau integrations and real-time data flows across multiple markets.SaaS & scale: Launched predictive maintenance systems reducing breakdowns by 40% at Rivigo; boosted trial-to-paid conversions by 30% for Reliance Jio cloud SaaS.Patented innovator: Co-inventor of global patent (content transfer system).Certified builder: CSPO + AWS Cloud Solutions Architect.Now based in Germany, building German language skills (A1) and eager to create data-driven, compliant, and user-centric products in the European market.
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