Pawan Kumar Sharma

Assistant Credit Manager

Role: Assistant Credit Manager at Aavas Financiers Ltd
Location: Hanumangarh, RJ, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

Experience

Assistant Credit Manager
Aavas Financiers Ltd
Nov 2024 — Present · Nohar, IN
Responsible for Credit Appraisal & Sanctioning2. Handling small - medium ticket for LAP and Home loans3. Evaluating LAP (loan against property) for salaried and self employed clients. Identifying risk associated to the lending and finding alternatives to mitigate them.4. Ensuring compliance with retail credit policy and guidelines of the Bank, Reserve Bank and other regulatory bodies.5. Preparing detailed reports of the loans during the appraisal process.6. Coordinating with different teams like legal, fraud, document prep, draw down for smooth disbursement of the loans.

Education

OPJS University, Churu
Master of Business Administration - MBA
2014 — 2019

Contact information

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Work email
•••••@aavas.in
Personal email
•••••@•••••.com
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Current company

Aavas Financiers Ltd

Financial Services · 6.3K employees · Founded 2011 · Jaipur, Rajasthan, India

Aavas Financiers Ltd. stands as one of India’s leading retail housing finance companies, dedicated to enabling homeownership for the underserved and unserved segments of society. Established in 2011, Aavas today serves over 2,50,000+ customers through a strong network of 400+ branches across 14 states, managing assets under management (AUM) exceeding ₹21,000 crore. Over the years, we have empowered thousands of families across India to turn their dream of owning a home into a reality. Aavas operates through an extensive branch network that continues to expand its reach into deep rural and semi-urban markets. Our focus remains on providing affordable, accessible, and transparent housing finance solutions to customers traditionally excluded from formal credit systems. At Aavas, we believe that financial inclusion begins with the foundation of a home. By serving self-employed and low-to-middle income borrowers—many without formal income proof—we aim to bridge the gap between aspiration and access. Our mission goes beyond financing homes; it’s about building stronger communities, empowering lives and fulfilling dreams. Because at Aavas, we believe— "Sapne Aapke, Saath Hamaara"

aavas.in

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Experience

Assistant Credit Manager

Education

OPJS University, Churu

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