Pavan Khamele

Area Credit Manager @Vastu Finserve India Private Limited

Indore, IN

Visit to potential customer & evaluate customers’ creditworthinessEvery Month giving training regarding process policy to new comerVisit to branches in different region to understand field operationsSurprise visit to customers & branchesMaintain detailed records of company loansApprove or reject loan requests from customersReview and update the company’s credit policy when necessaryTo preparing loan applications, evaluating clients’ financial information and calculate risk ratios.To ensure that the assessment and disbursement of the proposal is in line with Banking Guidelines/manual.To ensure to maintain TAT for all the advances by continuously monitoring the overall Progress of the proposal.To maintain co-ordination between Regional Office, Head Office and the Branches under the region.Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams.Lead the post-disbursement of documents and covenant compliance. Manage the loan process from start to finish.Management of the assigned portfolio through improved disbursement with a key focus on quality.Make sure the underwriting process falls under the established guardrails. Keep monitoring loan utilization, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within the financial limit in line with the organization framework.

Gyanodaya Public High School Chhanera

High School Certificate Examination

Rajiv Gandhi Prodyogiki Vishwavidyalaya

Bachelor of Engineering (B.E.)

Sapphire Institute of Bussiness Management

Post Graduate Diploma in Management