Paulo Prado

Experience

1. Group Vice President, Head of Compliance Oversight

   Santander

   Aug 2004 — Present · Miami-Fort Lauderdale, FL, US

   Group Vice President - Head of Compliance OversightResponsible for the oversight and monitoring of compliance programs across the Group´s worldwide network of banks as well as the Wealth Management, Insurance, Santander Consumer, and Openbank business divisions. Executive Vice President - Chief Compliance Officer, Deputy Chief Risk OfficerAccountable for maintaining an effective compliance program and meeting all regulatory expectations for compliance with consumer regulations, fiduciary principles, product suitability, privacy and data protection, and conduct and conflict risks. Oversee a team of professionals and advise all bank employees providing leadership, training, advisory, and mentoring to ensure adherence with compliance and policy requirements. Lead the execution of an effective Compliance Management System, integrating strong governance, continuous risk assessments, clear policies and procedures, robust monitoring and testing, proactive regulatory relations, and active supervision of the Senior Vice Presidents managing the daily processes and team members. Chair the Compliance and Fiduciary Risk Committee and vote as a member of the Enterprise and Operational Risk Management and New Products and Business Activities Committees.Senior Vice President/Vice President - Compliance DirectorResponsible for all compliance, money laundering and terrorist financing prevention, and investment sales suitability. Prevention of money laundering and terrorist financing responsibilities included ensuring transactional monitoring programs provide adequate coverage to mitigate risk of participating in illicit transactions, identifying and reporting suspicious activity, and conducting effective training to increase staff awareness. Sales suitability responsibilities consisted of participating in the new product approval and commercialization process.

Education

• Florida International University - College of Business

  Bachelor of Business Administration (B.B.A.), Finance, General

  1987 — 1991

• MIT Sloan School of Management

  Advanced Executive Certificate, Management, Innovation, and Technology

  2015 — 2019

Skills

• Aml
• Business Analytics
• Financial Analysis
• Information Technology
• Credit Risk
• Fraud Prevention
• Anti Money Laundering
• Bank Secrecy Act
• Fraud Investigations
• Compliance Management
• Metrics Reporting
• Financial Risk
• Fiduciary Management
• Management
• Private Banking
• Compliance Program Management
• Dashboard Metrics
• Fiduciary Services
• Public Relations
• Banking
• Risk Management
• Financial Services
• Regulatory Compliance
• Public Speaking
• Capital Markets