Paul Alfred Noel
Product Manager | 10+ Years Scaling B2B/B2C Products | Ex-ADP, Accenture | $5M+ Fraud Reduction | AI-Driven Fintech Solutions
- Role
- Product Manager at Backbase
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Paul Alfred Noel
Transforming fintech complexity into seamless, secure digital experiences.With 10+ years of SaaS and fintech experience, I specialize in designing and scaling payments and onboarding systems that power trust at scale. From launching real-time ACH flows to reducing fraud by $5M annually, I build products that balance compliance, speed, and user-centricity. Product Wins That DeliverScaled adoption by 30% at ADP through real-time onboarding automation and ACH (Nacha) integrationsReduced user activation time from 3 days to same-day with GIACT verification and ACH pre-fundingLaunched same-day payouts via RTP, Wire, and ACH for 35K+ daily usersDecreased “no-start” job rates by 20% through workflow redesign and data-backed UX improvements Risk + Fraud LeadershipPrevented $5M+ in fraud annually via product-led interventions and client risk profilingDesigned fraud detection rules tied to payment behavior, GIACT failures, and user device historyBuilt the foundation for agentic AI detection systems with hold-and-review logic and real-time escalation triggers Data-Driven Product ExecutionUsed Pendo + Looker to identify UX drop-offs and improve task success from 65% → 85%Integrated product KPIs directly into backlog grooming and sprint prioritizationOwned end-to-end delivery from problem framing to go-live for mission-critical money movement systems Future Focus: Agentic AI, Embedded Finance & B2B SaaSCurrently upskilling in AI Product Management and Agentic Systems, with a focus on embedding LLM-powered automation into the fintech stack. I’m passionate about reimagining onboarding, fraud prevention, and fund flows using AI-native product architecture. Let’s TalkI’m exploring PM opportunities where I can own and grow fintech/AI products with measurable impact.Let’s connect if you’re building the next generation of digital payment infrastructure.
Experience
Product Manager
Sep 2025 — Present · Hyderabad, IN
Education
Loyola College, Chennai
BCA, Computer Science
Institute of Product Leadership
Post graduation in product management, Business, Management, Marketing, and Related Support Services
Product Space
Ai in product management
St. Marys matriculation higher secondary school
12, Commerce
2010 — 2011
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