Patti Matta

About Patti Matta

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs. The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family. Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing. My goal is to educate and advise clients on their home financing options and become a trusted advisor and ultimately their lender for life. I look forward to working with you-Patti Mobile: 61••••••25Mortgage Areas of Expertise:FHA,VA Mortgage Loan Expert,First Time Homebuyers, Down Payment Assistance Specialist,Conventional, Stated Income, Homepath, USDA, 203k Rehab loans, HARP programs, Manufactured, Reverse Mortgages, Jumbo, Portfolio and Private Money loansBay Equity LLC. Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID#76988. LO state license# CA-DOC256791, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #41•••77, for Bay Equity’s privacy policy, https://bayeq.us/privacy

Experience

1. Senior Mortgage Loan Officer-the Touchstone Group

   Bay Equity, Llc

   Apr 1997 — Present · San Diego, CA, US

   I am pleased to bring my 18 plus years of Mortgage Experience to the Bay Equity team of professionals.Bay Equity is a full-service retail mortgage lending institution founded and headquartered in the heart of San Francisco’s Financial District. In 2011 and 2012, San Francisco Business Times named Bay Equity among its \"Top 100 Fastest-Growing Private Companies\" in the Bay Area. Bay Equity also has operations centers in Concord, California; Corona, California; Lake Forest, California; Portland, Oregon; Tacoma, Washington and Everett, Washington and 64 retail branch offices on the West Coast.Bay Equity opened in the midst of the recession, as many other mortgage lenders were closing their doors. A group of mortgage professionals led by three brothers, Brett, Jon and Casey McGovern, recognized the need for a new type of mortgage lender. Their new lender had to embrace the highest standards, provide exceptional customer service and be committed to lasting relationships.Bay Equity opened in San Francisco in April of 2008 and funded its first loan one month later. In its short history, Bay Equity has expanded and is now lending in eleven western states and growing.Bay Equity has hired accomplished mortgage and financial professionals at all levels and has proudly assembled a highly experienced staff of corporate executives and operations professionals.Related Mortgage Industry Experience:W.J. Bradley Mortgage Capital, LLC April 2012 – August 2013 Sierra Pacific Mortgage April 2010 – April 2012 Touchstone Funding January 2008 – April 2010 Signature Funding November 2007 – January 2008 Valley Vista Mortgage February 2001 – September 2007 Cal Coast Mortgage April 1997 – January 2001Mortgage lending services for Purchases and Refinances. First Time Homebuyer and Down Payment Assistance Programs available. FHA and VA Specialist. USDA, HARP, Reverse Mortgages, 203k Rehab loans, Jumbo, Portfolio and Private Money loans

Education

• California Housing Finance Agency (CalHFA)

  CalHFA Certified

• Allied Real Estate Schools

  Real Estate Salesperson Study Courses, Real Estate

• Livingston High School

  High School Diploma

• FHA 203k Rehab loans

  Certification, FHA 203k Rehab loans

• Montclair State University

  Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General

• San Diego Housing Commission (SDHC)

  First Time Home Buyer Certified, First Time Home Buyers, Real Estate

• California Bureau of Real Estate (CalBre)

  California Real Estate Salesperson's License, California Real Estate

  1997 — 2014

• Fannie Mae Homestyle Renovation

  Certification, Fannie Mae HomeStyle Renovation Loan

Skills

• Refinance
• Investment Properties
• First Time Home Buyers
• Finance
• Foreclosures
• Mortgage Banking
• Va Loans
• Reo
• Mortgage Lending
• Residential Homes
• Reverse Mortgages
• Loans
• Short Sales
• Fha
• Real Estate