Patrick Ruffner

WORK HISTORY

EDUCATION

SKILLS

ABOUT PATRICK RUFFNER

With over 15 years in the mortgage industry and more than $1 billion in personal production, I’ve built my career on one core belief: the mortgage experience should be smart, simple, and strategic — whether you’re buying your first home or scaling a real estate portfolio.I’m proud to have been recognized as a five-time recipient of Mortgage Executive Magazine’s Top 1% of Mortgage Originators in America, but my real passion lies in what those numbers represent: families achieving homeownership, realtors closing more deals, and teams growing stronger.Today, I serve as the Head of Consumer Direct at Atlantic Coast Mortgage, leading the launch and expansion of our national division. My focus is on building a world-class platform for modern lending — combining high-performance teams, innovative tech, and a client-first mindset that delivers at scale.For Homebuyers & Realtors:While my primary role is now leadership and growth, I remain involved with a select group of clients and partners to ensure a seamless, high-touch experience that aligns with the standards I’ve built my reputation on.For Loan Officers & Industry Pros:If you\'re a driven originator ready to grow your business inside a modern, well-resourced platform — backed by strong leadership and a clear vision — let\'s connect. We\'re building something special, and there\'s room at the table for top talent.Whether you’re looking to buy, collaborate, or grow, I’d love to connect.NMLS 364050Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS 643114 Privacy Policy: | Licensure & Product Disclaimers/Disclosures: Residential Mortgage Licensee.Illinois Residential Mortgage Licensee.