Patrick Moriarty
Business Development Officer at Valley Bank
- Role
- Business Development Officer at Valley Bank
- Location
- Fairfield, NJ, US
- LinkedIn followers
- 500 followers
About Patrick Moriarty
Valley Bank’s Cash Value Line of Credit program is secured by the cash value of a Whole…
Experience
Business Development Officer
May 2019 — Present
A whole life insurance policy line of credit may be the liquidity you needValley’s Cash Value Line of Credit (CVLC) is secured by the net cash surrender value of your whole life policy. This line of credit is a powerful tool that provides you with the freedom to borrow without pledging assets other than your whole life policy. Our simple application process, quick turn-around time and competitive interest rates provide you access to the accumulated cash value of your whole life policy while maintaining the full dividend schedule and other policy benefits.* Lines range from to No application fee, closing costs, or pre-payment penalty.** Easy access to funds via personal checks or online transfers* Interest may be tax deductible (consult with your tax adviser)Important DisclosuresEligible life insurance policies must be at least one year old and issued by one of the Valley-approved mutual insurance companies listed above. Multiple policies can be used as collateral for one line of credit. Borrower must be a person or trust. Corporations and pensions are not eligible. Minimum line amount is Subject to credit approval. Additional terms and conditions apply. Interest may be tax deductible (consult with your tax advisor).*Florida applicants may be subject to the Florida Documentary Stamp Tax fee.
Skills
- Commercial Lending
- Retail
- Relationship Management
- Team Building
- Mortgage Lending
- Home Equity Loans
- Team Leadership
- Internet Banking
- Customer Satisfaction
- Small Business Lending
- Customer Retention
- Credit
- Cross Selling
- Customer Service
- Lines of Credit
- Sales
- Mortgage Banking
- Consumer Lending
- Iphone
- Teamwork
- Banking
- Home Equity Lines of Credit
- Insurance
- Loans
- Loan Origination
- Credit Analysis
- Retail Banking
- Commercial Banking
- Coaching
- Credit Cards
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