Patrick Feezell

About Patrick Feezell

Self-driven, highly-analytical finance veteran. Track record of superior customer service and surpassing all company initiatives.

Experience

1. Sr Pre-approval Manager & Non-qm Specialist

   NFM Lending

   May 2024 — Present

   Pre-Underwrite items such as credit reports, paystubs, W2s, personal and business taxreturns, bank statements, divorce decrees, trustee deeds, short sale documents, financialjudgments, court orders, and bankruptcy documentation.• Issue prequalification forms for jumbo, portfolio, non-QM, conventional, FHA, VA andUSDA mortgage offerings.• Openly communicate with referral partner (realtor) to correctly structure purchasecontract, including purchase price, seller concessions, COE date, VA non-allowables, etc.• Sole point of contact for buyers from 1003 through contract, including new build homes• Discuss strategy with buyer including desired loan product, multiple rate structures,high/low range of their budget, including setting proper underwriting expectations• Specialized in extremely complex loan files such as high net worth, self-employed, foreignnationals, non-QM, alt-A, and many non-traditional scenarios.• Facilitate new product implementation, underwriting suspense restructuring, investor exceptions, and postclosing conditions.

Education

• Gulf Coast State College

  Business Adminstration

Skills

• Fha
• Credit
• Refinance
• Real Estate
• Mortgage Banking
• Banking
• Loan Origination
• Fha Financing
• Mortgage Lending
• Residential Mortgages
• Credit Analysis
• Usda
• Investment Properties
• Va Loans