Patricia Boussaroque

About Patricia Boussaroque

Over 20 years of experience in corporate banking as a Credit Portfolio Manager and Credit Approver.• Demonstrated ability to identify and evaluate risk in new or complex corporate and lending structures to arrive at prudent credit decisions under tight time deadlines.• As a Portfolio Manager, managed the entire transaction process from new transaction proposal, capital allocation request, and legal documentation review to closing, to achieve a smooth approval process and loan closing.• Strong credit skills (financial statements analysis and projections modeling).• Effectively manage tight timelines to meet customer needs.• Strong understanding of the bank’s products, policies and processes.• Build strong internal and client relationships.• Recognized ability to work independently.• Passed all three levels of the CFA exam on first attempt in June of 2002, 2003 and 2004, respectively. CFA charter currently dormant.

Experience

1. Senior Vice President

   HSBC

   May 2015 — Present · San Francisco, CA, US

   Manage credit risk across a national portfolio of Large Corporate and Global Banking clients (annual revenues over $2bn) in the Technology sector.• Review, recommend and approve credit exposure to existing and new clients within delegated authority.• Provide guidance on the credit approval process and evaluation / structuring of complex credit proposals or those requiring close scrutiny. Identify potential risks and provide mitigating solutions. • Ensure all credit facilities are properly risk rated (including timely downgrading/ upgrading) and appropriate lending structures and controls are in place to handle inherent and unique risks in reviewed transactions.• Ensure compliance with bank credit policy and risk appetite guidelines as well as adherence to all regulatory requirements. • Maintains HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators. • Foster a collaborative relationship with business units to achieve growth goals and address the client’s needs while insuring the risk profile remains within the Bank’s credit appetite • Provide immediate attention to deteriorating situations. Develop and recommend strategies for problem credits in compliance with credit policy to optimize value.

Education

• Audencia

  Master in Management

• Université Paris-Sorbonne

  Master, History

Skills

• Portfolio Management
• Credit
• Leveraged Finance
• Banking
• Strategy
• Syndications
• Financial Risk
• Financial Structuring
• Commercial Banking
• Credit Risk
• Analysis
• Management