Parul Jain
Financial Analysis and modeling, Loans Underwriting, MSME Lending, Credit Risk Management, Credit policies and procedures, credit monitoring
- Role
- Senior Credit Manager at Canara Bank
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Parul Jain
Seasoned credit professional with over 12 years of diversified experience in MSME Lending, retail lending, customer acquisition and client relations- Proven track record of successfully managing credit risk and loan portfolios- Strong background in developing and implementing credit policies and leading cross functional teams- To secure a Credit Vice President position where I can leverage my extensive experience in credit risk management, loan underwriting and portfolio management to drive business growth and profitability.
Experience
Senior Credit Manager
Jun 2021 — Present
Handling Portfolio of Rs 1150 Cr comprising of 120 clients with maximum ticket size of Rs 10Cr. Review and recommending all credit proposals belonging to 48 Branches of Central Delhi, and New Delhi region. Managing a team of 10 credit analysts and support their development and growth. Analyzing credit risk, structure deals and making lending decisions for a portfolio of commercial loans. Collaborating with business units and stakeholders to identify business opportunities and manage credit risk. Overseeing the credit risk management function and ensure that credit policies and procedures are aligned with the Bank’s risk appetite.
Education
FORE School of Management, New Delhi
Pgdm Ib, Finance
2007 — 2009
D L DAV Model School Pitam Pura
Cbse, PCM
1997 — 2003
FORE School of Management, New Delhi
Post Graduate Diploma in Business Analytics, Finance, General
Apeejay School
Bachelor of Technology, Electronics
Apeejay college of engg
Bachelor of Engineering (BE), Electronics and instrumentation
2003 — 2007
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