Parmanand Kanojiya
Claim Analyst || B2B - B2C || PAN India || ACKO || FMEA || Warranty-Insurance
- Role
- Senior Claims Analyst at Acko
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Parmanand Kanojiya
A technically proficient Automotive Claims Analyst with 4+ years of deep-domain expertise…
Experience
Senior Claims Analyst
Feb 2025 — Present · Bengaluru, IN
Insurance Claims, Cost Assessment, Policy Endorsement, Cost estimation/Invoicing & validation, accident Indemnity analysis.90%+ KPI achieved, with less SIH and 95%+ claim disposal with NPS.Receive and review auto insurance claims (accidents, theft, vandalism, natural disasters).Verify policy coverage and determine claim eligibility.Evaluate total loss claims using IDV, ACV (Actual Cash Value) or market value assessments.Communication & Negotiation with policyholders, repair shops, and rental car/bike providers.Analyze accident reports, police records, and witness statements.Identify red flags (e.g, staged accidents, exaggerated injuries) and escalate suspicious claims.Assess vehicle damage (via photos, repair estimates, or inspections) and approve repair costs as per automotive trends (EV repairs, ADAS calibration costs).Ensure adherence to insurance regulations (IRDA, GDPR, etc.) and internal guidelines.
Education
Madhya Pradesh Board of Secondary Education (MPBSE)
High School Diploma
University Institute of Technology, RGPV
Bachelor of Technology
Makhanlal Chaturvedi National University of Journalism and Communication, Bhopal
Diploma in Computer Applications
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