As part of my current role in HDFC Bank as a Credit Manager, I access credit worthiness of Clients based on financials, business feasibility, existing customer relationship, analysis bank statement, Credit report, feedback from market etc. I also have client interface to understand management and business risk. I also recommend credit proposals to higher authorities with merits, concerns and risk involvement after personal visit.
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Pardeep Rana — Credit Manager at HDFC Bank in Chandigarh, IN | Unifers