Paramjeet Singh
Product Manager at ICICI Bank | Consumer Finance | Digital Lending & UPI Strategy | Driving EMI@UPI Launch
- Role
- Product Manager Consumer Finance (Digital Lending) at ICICI Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Paramjeet Singh
With over 15 years of dedicated experience at ICICI Bank, I have evolved from Sales and Core banking operations into a Digital Product Manager focused on the future of consumer credit. I specialize in managing the full product lifecycle—from high-velocity launches to strategic sunsetting of programs.Core Expertise & Recent Milestones:EMI@UPI Innovation: Currently driving the end-to-end launch of the EMI@UPI initiative, enabling seamless credit access within the UPI ecosystem.Strategic Product Transition: Successfully spearheading the complex windup process of the PayLater (Credit Line on UPI) Programme, ensuring operational excellence and regulatory alignment during the transition.Data-Driven Growth: Designed and implemented Google Analytics dashboards to track live activations and errors, leading to a 40% increase in product activation.Regulatory & Compliance Anchor: Expert in aligning digital products with RBI Master Guidelines, anchoring audits, and ensuring 100% compliance with central bank requirements.Portfolio Lifecycle Management: Experienced in leveraging customer insights, market analysis, and UAT/Testing to refine product portfolios and drive organic growth.I am passionate about bridging the gap between traditional banking trust and fintech agility.
Experience
Product Manager Consumer Finance (Digital Lending)
Sep 2021 — Present · Mumbai, IN
Driving Innovation on UPI Rails -EMI@UPI Product: Spearheading the strategy and lifecycle of the EMI@UPI product, a flagship digital credit solution within the Consumer Finance Group that leverages UPI rails to revolutionize point-of-sale financing.Strategic Program Transition: Orchestrated the windup and sunsetting of the Erstwhile PayLater and PayLater EMI programs, managing the complex operational migration and ensuring seamless continuity as the bank pivots toward modern credit-on-UPI frameworks.Ecosystem Integration: Collaborating with cross-functional tech and Platform teams to optimize the user journey for credit transactions over the UPI network.
Education
Govind Vidyalaya, Tamulia Jamshedpur
Secondary School Certificate, General Science/Technology & Mathematics
Narsee Monjee Institute of Management Studies, Mumbai
Postgraduate Degree, Business Administration and Management
NIIT Institute of Finance, Banking & Insurance Training Ltd.
Hons' Diploma In Banking & Financial Services, Banking Financial Service and Insurance
NIIT Institute of Finance, Banking & Insurance Training Ltd.
Postgraduate Diploma, Accounting and Finance
Ranchi University, Ranchi
Bachelor of Commerce - BCom, Accounting and Finance (Company Accounts Group A)
Jharkhand Academic Council (JAC)
Intermediate of Commerce, Accounting and Finance
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