Pankaj Patel
Branch Credit Manager @Finova Capital
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WORK HISTORY
Branch Credit Manager @Finova Capital
Finova Capital is founded by Mr Mohit Sahney in 2015. It is NBFC licensed by Reserve bank of India. Idea of Finova Capital originated with a belief that if supported well then Micro & small medium enterprises can play a pivotal role in growing Indian есопому.* Credit Department Looking Lap & Hoме Loan* Personal Discussion With Customer For Understand Customer Profile.* Managing The Whole Process From Login of a File Till Disbursement Among Credit And Sales With Team Members & Sales Coordinators.* Preparing The Cam & Income Sheet & Insurance Calculator & Maintaining The TAT* Login of Files After Confirming All The Compliance\'s of Documents For Kyc (Know Your Customer)* Credit Processing Generate The Customer Cibil-Crif (High Mark)* Checking Disbursement Documents* Processing For Credit Appraisal, Document Verification, Legal Document, Valuation Report, Title Search* Management of Relationship With All The Vendors From Reports To Bill Processing* Ini Coordinating/Managing Fi-Rcu & Verification Vendors.* Lessoning With Credit For Approval of Files Such As Completion of Pendency\'s And Other Documents For Approval.* Login To Disbursement Process (Credit Approval, Fi Initiation, Rou Initiation, Legal Initiation, Valuation Initiation* Handled The Fresh Bouncing And Collection Case Are Coming In Further 6 Month After The Cases Disbursement.
EDUCATION
Devi Ahilya Vishwavidyalaya, Indore
Bachelor of Commerce - BCom
ABOUT PANKAJ PATEL
As a Branch operation Manager at Svatantra Micro Fin Pvt Ltd ( your role and responsibilities include the following:Coordination with the team: You are responsible for coordinating with the team throughout the loan application process. This includes tasks such as loan. application login, KYC verification, and gathering supporting documents required for loan disbursement, all while adhering to credit policy lending guidelines.Receipts and collections: You manage the daily collection of receipts, cash, and loan closure activities. This involves handling the financial aspects of customer transactions and ensuring accurate record-keeping.Audit coordination: You collaborate with the HO-OPS (Head Office Operations) and Accounts team to facilitate internal audits of the branch. This ensures compliance with established procedures and guidelines.Insurance reports and claims: You maintain insurance reports, MIS (Management Information System), and related documentation. In the unfortunate event of a customer\'s demise, you are responsible for processing death case insurance claims.Customer support: You are accountable for resolving customer requests, queries, and complaints promptly. This includes addressing concerns regarding foreclosure, cancellation, refund, and maintaining accurate repayment track records.Collection department coordination: You coordinate with the collection department to provide necessary documentation and customer details upon request.
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