Pankaj Kumar Agrawal

Experience

1. AVP & Branch Head

   Axis Bank

   Aug 2014 — Present

   Lead a result oriented team consisting number of operations and marketing personnel of different rank and roles to run our Branch with desired profitability, business with customer service level and satisfaction with-in a complied environment. • Manage and lead Branch business both in liability and assets keeping in mind- i. Running a Bank Branch with an objective to provide convenient Banking and Financial products and services facility in a technology driven environment to cater the needs of banking population of area, both in liability and asset products including PIP products and services in complied manner under mutually beneficial terms, with desired profitability. Also ensures long lasting ever increasing market share and positioning of our Bank name and Brand image among business and retail banking space in the geography assigned.ii. Started Agri Credit business with entire range, be it, Cash Credit and Term Loan for large Agri food processing industries (Dal, Poha and Rice Mills), Bank Guaranty, Foreign LC, Commodity Stock Funding, KCC for large scale farming activity, Gold Loan, Tractors and farm Equipment’s Financing etc. from our Bhatapara Branch and make Bhtapara Branch known for the Branch having strong Agri Credit portfolio grown fastest in this business among all other branches in Raipur Circle New Business generation as-well-as widening the existing customer base and scope of services and products.iv. Maintain customer service level and customer retention lead to utmost level of customer satisfaction. Businesses by ensuring highest level of customer service, customer convenience and customer delight with-in business ethics and compliance.v. Achievement of targets assigned for-(i) Branch profitability,(ii) Branch Business by CASA- incremental CDAB/MDAB/MEB volume, account IPG- LI, GI, MF, On-line-Trading accounts numbers and value in terms of Fee income,(iv) Advances- Agri-Credit,(v) Other produ

Education

• National Institute of Securities Markets (NISM)

  Certification; Depository Participant Operations

• Indian Institute of Banking & Finance (IIBF)

  Certification: SME Finance for Bankers

• Pt. Ravishankar Shukla University, Raipur

  MBA (Marketing & Finance), , Business Administration and Management, General, Marketing, Finance and Investment Management

  1994 — 1996

• Indian Institute of Banking & Finance (IIBF)

  Certification in AML & KYC

• Pt. Ravishankar Shukla University, Raipur

  Bachelor of Science - B. Sc. (Mathematics with Physics & Chemistry)

• National Institute of Securities Markets (NISM)

  Certifications: Mutual Funds Distributors module

Skills

• Branch Banking
• Hni Relationship Management
• Retail Banking
• Finance
• Fmcg Marketing
• Banking
• Govt. Business
• Credit
• Credit Analysis
• Portfolio Management
• Loans
• Administration
• Credit Risk
• Credit Cards