Pankaj Kumar

About Pankaj Kumar

A consultative and research oriented mind framework with professional qualification in…

Experience

1. Senior Credit Risk Manager

   Progcap

   Aug 2022 — Present · New Delhi, IN

   Working as Risk Manager under Credit Risk – SCF Division, primarily responsible for New Anchor Credit Risk Assessment, Formulating Credit Risk policies, Risk Underwriting of prospective buyers, Driving new credit risk projects & their initiation within the organization.1. Supporting Business Verticals towards new customer’s/Anchor on-boarding - Handling overall Anchor Credit Risk assessment, Responsible for assessment & approval of New Anchor programs with size ranging 5.00 cr - 50.00 cr.2. Credit Risk Assessment & Underwriting for various Supply chain financing products – Purchase Invoice Financing, Distributor/Buyer Financing, Vendor Financing, WCTL, Term loan, Revolving lines of credit.3. Preparation of Credit Assessment note for New Anchor’s Risk assessment, large unsecured PIF/Distributor limits (5.00 cr – 10.00 cr)4. Responsible for managing end to end credit risk – From Anchor Origination, review & underwriting of cases on-boarded under anchor program, post disbursal EWS & Portfolio monitoring.5. Leading & Training Credit team towards Credit Underwriting, Financial Analysis of Distributors/Dealers. Evaluation of the Proposals and proposing the cases to the management for approval6. Working alongside with CRO in formulating & overhauling credit risk policy under Supply Chain Finance, EWS Monitoring controls, New SCF products policy roll outs.7. Credit Risk Projects Undertaken – MPA approvals & renewals automation, GST Underwriting parameters, Limit Renewal, CAM Engine automation etc.8. Key Stakeholders relationship management – Founder’s, Business, Customer, Tech Team, Internal Credit Team, Operations

Education

• Kendriya Vidyalaya

  High School, Science

  1999 — 2011

• Shri Ram College of Commerce (SRCC)

  Master of Business Administration - MBA, International Business/Trade/Commerce

• XLRI Jamshedpur

  Certificate Course, Finance, General

  2017 — 2017

• Guru Gobind Singh Indraprastha University

  Bachelor of Technology (B.Tech.), Electronics and Communications Engineering

  2011 — 2015

Skills

• Sql
• Management
• Javascript
• English
• Python
• Core Java
• Networking
• Data Analysis
• Jquery
• Research
• C++
• SEO
• Public Speaking
• Windows
• Asp.net Mvc
• Dbms
• Html
• Oracle Lsh
• C#
• .net
• Operating Systems
• Microsoft Office
• Wordpress
• Data Structures
• Css